Buy health insurance early in life to save on treatment costs

According to the National Sample Survey Organisation (NSSO), 86% of rural patients and 82% of urban patients do not have access to any form of employer-provided or state-funded insurance. As a result, people are paying for medical expenses from their own pockets.
However, despite the increasing awareness, number of medically insured is grossly inadequate. Less than 15% of India's 1,100 crore people have individual, government or corporate insurance.

Young Indians are so caught up in their gadget-driven lifestyles that medics and medical insurance is the last thing on their minds. However, if one opts for insurance, one automatically goes in for a check-up, blood tests and other tests — and gets a clean bill of health, or otherwise.

Health insurance makes the insured person realize the importance of wellness, switch from a sedentary to a more active lifestyle, and ensure good health throughout one’s working life and beyond. Fortunately, young people in urban and rural areas are becoming aware of the perils of an unhealthful lifestyles on one hand and the need to improve physical and mental well being on the other. Full Story

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